UltimateTools
100 free tools live now

Everyday tools, done right.

Fast, free calculators and converters for money, time, health, and more — no sign-up, no clutter, just the answer.

Always free No sign-up Private & instant

Instant results

No spinners, no waiting — every answer appears as you type.

Private by design

Your inputs are calculated locally and never stored on a server.

Works everywhere

A clean, fast experience on your phone, tablet, or desktop.

Always improving

New tools ship regularly — this is just the beginning.

All tools

Browse every tool by category, or use search to jump straight in.

Money & Finance

Tips, currency, and everyday money math.

Tip Calculator

Work out the tip and split the bill between any number of people.

Currency Converter

Convert between world currencies with daily exchange rates.

Mortgage Calculator

Estimate your monthly mortgage payment and total interest.

Home Affordability Calculator

See how much house fits your income and monthly budget.

Compound Interest Calculator

See how your savings grow with compound interest over time.

Budget Calculator (50/30/20)

Split your income into needs, wants, and savings.

Debt Payoff Calculator

Compare snowball vs. avalanche payoff strategies.

Car Loan Calculator

Estimate your monthly car payment and total interest.

Personal Loan Calculator

Calculate monthly payments on any personal loan.

Retirement Calculator

Project how your retirement savings could grow by retirement age.

Savings Goal Calculator

See how long it'll take to reach any savings goal.

Rent vs. Buy Calculator

Compare the true long-term cost of renting vs. buying.

Inflation Calculator

See what money from any year is worth today.

Net Worth Calculator

Add up what you own and owe to find your net worth.

Sales Tax Calculator

Find the tax amount and total price on any purchase.

Emergency Fund Calculator

See how big your emergency fund should be.

Debt-to-Income Ratio Calculator

Check your DTI ratio against typical lender thresholds.

Family Budget Planner

Build a full household budget with custom categories.

Student Loan Calculator

Calculate your monthly student loan payment.

Bill & Rent Splitter

Split rent or bills fairly between any number of people.

Time & Date

Ages, deadlines, countdowns, and date math.

Health & Wellness

Body metrics and everyday wellness tools.

Unit Converters

Length, weight, temperature, and more.

Digital & Text Tools

Writing, security, and browser-based utilities.

Math & Education

Percentages, fractions, and quick school math.

Career & Work

Paychecks, take-home pay, and work-related math.

Shopping & Deals

Discounts, sales, and smarter spending.

Food & Cooking

Recipes, kitchen conversions, and meal planning.

Home & Garden

Renovation, energy costs, and household projects.

Travel & Transport

Trip costs, fuel, and travel planning.

Education

Grades, GPA, and student tools.

Planners & Trackers

Habits, bills, and everyday planning.

Writing Tools

Reading time, readability, and word tools.

Family & Events

Weddings, chores, and family budgeting.