UltimateTools
Money & Finance

Net Worth Calculator

Calculate your net worth by listing your assets and liabilities, with a clear breakdown of what you own versus what you owe.

Assets

$
$
$
$
$
$

Liabilities

$
$
$
$
$

Total assets

$0.00

Total liabilities

$0.00

Net worth

$0.00

How the Net Worth Calculator works

List what you own under assets and what you owe under liabilities. The calculator totals each side and subtracts liabilities from assets to find your net worth — a snapshot of your overall financial position at this moment.

Frequently asked questions

What counts as an asset?

Anything of value you own: cash, savings, investment and retirement accounts, your home's current market value, vehicles, and other valuables.

What counts as a liability?

Anything you owe: your mortgage balance, car loans, student loans, credit card balances, and any other outstanding debt.

Is a negative net worth unusual?

No — it's common, especially earlier in life or after taking on a mortgage or student loans. What matters most is the trend over time.